Your Fixed Rate Did Not Change but Your Total Monthly Mortgage Payment Just Did Here Is Why
Taxes and insurance raise your payment even with a fixed rate. John Schiavo explains what to do now. ...more
Mortgage
June 17, 2026•4 min read
Homeowners Insurance Is Now Killing More Deals Than Most Buyers Expect and Here Is How to Avoid I
Insurance costs derailing closings in 2026. John Schiavo explains the step that prevents the surprise. ...more
Mortgage
June 15, 2026•3 min read
An ARM Can Save You Real Money but Only If You Have a Plan Before You Sign
Lower payment now, risk later. John Schiavo explains when ARMs make sense and when they do not. ...more
Mortgage
June 10, 2026•4 min read
May Was a Wake-Up Call for Anyone Waiting on Rates and Here Is the Plan That Works Instead
One hot report moved rates fast. John Schiavo explains how to buy when the numbers make sense now. ...more
Mortgage
June 10, 2026•4 min read
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