Your Fixed Rate Did Not Change but Your Total Monthly Mortgage Payment Just Did Here Is Why

Your Fixed Rate Did Not Change but Your Total Monthly Mortgage Payment Just Did Here Is Why

John Schiavo
Published on: 17/06/2026

Taxes and insurance raise your payment even with a fixed rate. John Schiavo explains what to do now.

Mortgage
Homeowners Insurance Is Now Killing More Deals Than Most Buyers Expect and Here Is How to Avoid I

Homeowners Insurance Is Now Killing More Deals Than Most Buyers Expect and Here Is How to Avoid I

John Schiavo
Published on: 15/06/2026

Insurance costs derailing closings in 2026. John Schiavo explains the step that prevents the surprise.

Mortgage
An ARM Can Save You Real Money but Only If You Have a Plan Before You Sign

An ARM Can Save You Real Money but Only If You Have a Plan Before You Sign

John Schiavo
Published on: 10/06/2026

Lower payment now, risk later. John Schiavo explains when ARMs make sense and when they do not.

Mortgage
May Was a Wake-Up Call for Anyone Waiting on Rates and Here Is the Plan That Works Instead

May Was a Wake-Up Call for Anyone Waiting on Rates and Here Is the Plan That Works Instead

John Schiavo
Published on: 10/06/2026

One hot report moved rates fast. John Schiavo explains how to buy when the numbers make sense now.

Mortgage
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